Terms of Use

Last Updated April 30, 2015

THIS AGREEMENT GOVERNS THE USE OF THE NERDWALLET WIRE WEBSITE. TO LEARN ABOUT USAGE OF RIGHTS OF OUR CONTENT, PLEASE READ OUR CONTENT LICENSE DISTRIBUTION AGREEMENT.

This website is owned and operated by NerdWallet, Inc. (“NerdWallet”). Access and use of this website is provided by NerdWallet to you on condition that you accept these Terms of Use (“Terms”), and by accessing or using this website, you agree to these Terms. If you do not agree to accept and abide by these Terms you should not access or use this website.

Use of the Site

This website and its contents (the “Content”) are intended for partners of NerdWallet. You may not use this website or the content for any purpose not related to your business with NerdWallet. You are specifically prohibited from (a) downloading, copying, or re-transmitting any or all of the website or the Content without, or in violation of, a written license or agreement with NerdWallet; (b) using any data mining, robots or similar data gathering or extraction methods; (c) manipulating or otherwise displaying the website or the Content by using framing or similar navigational technology; and (d) using the website or the content other than for its intended purpose, as determined solely in NerdWallet’s discretion, including but not limited to defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy) of others, and/or to publish, post, distribute or disseminate any defamatory, infringing, obscene, pornographic, sexual, indecent or unlawful material or information.

You may not interfere with the security of, or otherwise abuse this website or any system resources, services or networks connected to or accessible through this website. You many only use this website for lawful purposes.

Intellectual Property

All materials (including the organization and presentation of such material) on this website (the “Materials”) are the property of NerdWallet and its licensors and maybe protected by intellectual property laws including laws relating to copyrights, trademarks, trade names, internet domain names, and other similar rights. Any other use of these Materials without NerdWallet’s written permission is prohibited. Materials may not be modified and other intellectual notices may not be deleted. You may not create derivative works from or otherwise exploit the Materials in any way.

Currency of the Website

NerdWallet updates the information on this website regularly. However, NerdWallet cannot guarantee or accept any responsibility or liability for the accuracy, currency or completeness of the information on this website. NerdWallet may revise, supplement, or delete information, services, and/or resources contained in the website and reserve the right to make such changes without prior notification to past, current or prospective users.

Privacy

NerdWallet is committed to respecting the privacy of the personal information of the individuals with whom we interact. For additional details regarding how we collect, use, and disclose the personal information of those individuals who use our website please see our Privacy Policy. The NerdWallet Privacy Policy is incorporated by reference, and made a part of, these Terms.

Termination of Use
If you violate these Terms, your permission to use this website will automatically terminate. Additionally, NerdWallet, in its sole discretion may terminate your user account on the website or suspend or terminate your access to the website at any time, with or without notice.

Discontinuation and Modification of the Terms

We also reserve the right to modify the website at any time without notice to you. We will have no liability whatsoever on account of any change to the website or any suspension or termination of your access to or use of the website.

Internet Software or Computer Viruses

Due to technical difficulties with the Internet, Internet software or transmission problems could produce inaccurate or incomplete copies of information contained on this website. Computer viruses or other destructive programs may also be inadvertently downloaded from this website.

NerdWallet shall not be responsible or liable for any software, computer virus or other destructive, harmful or disruptive files or programs that may infect or otherwise impact your use of your computer equipment or other property on account of your access to, use of, or browsing on this website or your downloading of any of the Materials from this website. NerdWallet recommends that you install appropriate anti-virus or other protective software.

Disclaimer

WITH RESPECT TO THESE TERMS AND LICENSEE’S USE OF THE LICENSED MATERIALS, NERDWALLET MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO ANY MATTER INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE LICENSED MATERIAL IS PROVIDED TO LICENSEE “AS IS,” WITHOUT WARRANTY OF ANY KIND. NERDWALLET MAKES NO REPRESENTATIONS AND SPECIFICALLY DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES TO LICENSEE, ITS CUSTOMERS, USERS, OR TO ANY THIRD PARTIES, INCLUDING BUT NOT LIMITED TO, WARRANTIES AS TO ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY, OR FITNESS FOR ANY PURPOSE. THE LICENSED MATERIALS MAY NOT BE USED BY THIRD PARTIES FOR COMMERCIAL OR NON-COMMERCIAL USE WITHOUT THE EXPRESS WRITTEN CONSENT OF NERDWALLET.

Limitation of Liability

NerdWallet shall not be liable to Licensee or any related entity for any incidental, consequential, special or punitive damages arising out of these Terms, whether in an action or arising out of breach of contract, tort or any other cause of action even if such Party has been advised of the possibility of such damages. EXCEPT FOR ANY DAMAGES ASSOCIATED WITH LICENSEE’S FAILURE TO COMPLY WITH APPLICABLE LAW, IN NO EVENT SHALL EITHER PARTY’S DIRECT DAMAGE LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT, WHETHER IN CONTRACT, TORT OR UNDER ANY OTHER THEORY OF LIABILITY, EXCEED IN THE AGGREGATE TEN THOUSAND UNITED STATES DOLLARS (USD$10,000).

Notices

All notices required under these Terms shall be in writing and shall be sent to the address of the recipient set out on this website or such other address as the recipient may designate by notice given in accordance with this section. Any such notice may be delivered by hand, by overnight courier, by first class pre-paid mail or by electronic mail transmission (with acknowledged receipt by recipient), and shall be deemed to have been received: (i) if delivered by hand or overnight courier – at the time of delivery; (ii) if delivered by first class mail – 2 business days after the date of mailing; or (iii) if delivered by facsimile -immediately upon transmission provided a confirming copy is sent by first class pre-paid, by overnight courier or by hand by the end of the next business day.

General Governing Law

This Agreement constitutes the entire agreement of the parties relating to the subject matter hereof and supersedes all prior or contemporaneous communications, understandings and agreements, oral or written, regarding such subject matter. This Agreement may be modified only in a writing signed by both parties. The waiver or failure of either Party to exercise any right provided for herein will not be deemed a waiver of any further right hereunder. This Agreement shall be interpreted and construed according to, and governed by, the laws of the State of California, without regard to its conflicts of laws rules.

Questions and Comments

If you have questions or comments relating to this website or these Terms, please contact NerdWallet at wiresupport@nerdwallet.com.